Saturday, May 9, 2015

Financial planning

Financial planning

By now, you should have begun to understand how costing systems and techniques are applied in a typical engineering company. This next topic introduces you to some important aspects of financial planning and control.

Adequate financial planning is essential if a business is to achieve its objectives and profit targets. The basic procedure required to formulate a financial plan is as follows:

(a) Formulate company policy, profit targets and long-term plans.

(b) Prepare forecasts for sales, production, stocks, costs, capital expenditure and cash.

(c)  Compile these separate forecasts into a master forecast.

(d) Consider all the alternatives available and select the plan that gives the best results, for example, in terms of profit and long-term financial stability.

(e) Review limiting factors and the principal budget factor. This process takes place concurrently with (d) and enables work to begin on the framing of the budgets in (f).

(f)  Prepare individual budgets and finally the master budget, which includes a forecasted profit and loss account and balance sheet. This process is illustrated.

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